Privacy Policy

Veros Credit, LLC (“we” or “our”) has developed this privacy policy out of respect for the privacy of our customers. This policy describes the personal information we may collect, use, process, or disclose about individual consumers who use our services. The privacy notice provided to you at the time of the transaction is located here. 

This policy does not apply to our current or former employees, and their family members or dependents. If you are a California residents who is a current or former employee (or a family member or dependent) of Veros Credit, LLC you may request access to our privacy policy for employees by sending an email to HR@veroscredit.com.

Important Notice Concerning Our Privacy Policy: A Guide to How We Collect, Use and Protect Customer Information

Maintaining our customer’s trust and confidence is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the measures we take to safeguard that information. The provisions of this policy will apply to former customers as well as current customers.

How We Collect Customer Information and the Types of Information We Collect

We obtain these types of customer information from a number of sources such as:

· Information we receive from you on applications or other forms, such as your name, address, social security number, and telephone number;

· Information we receive from others on your behalf on Applications, forms and other means, such as assets, income, and liabilities;

· Information about your transactions with us or non-affiliated third parties such as your account balance, payment history, and account activity;

· Information we receive from Consumer Reporting Agencies, such as your credit bureau reports or consumer reports, and other information relating to your credit worthiness;

· Information from outside sources such as motor vehicle dealers, employers and others involving vehicle financing information, employment status, and verification of information

Protecting Customer Information and Parties to Whom We Disclose Customer Information

Protecting customer information is important to us. We use policies, procedures, and systems to maintain the accuracy of customer information and to protect it from improper use or loss. Only those persons who need it to perform their job responsibilities in order to effect, administer or enforce a customer’s account are authorized to have access to customer information. We provide training and communication programs to educate our personnel about the meaning and requirements of this privacy policy. In addition, we maintain physical, electronic and procedural security measures that comply with State and Federal regulations to safeguard your information. We do not disclose any non-public personal information about our customers or former customers, except as permitted by law and as described in this policy.

How We Use or Disclose Your Information

The information we maintain about your relationship helps us identify you and helps prevent unauthorized persons from accessing your information. We use your information to help administer your account. We do not disclose your information to any affiliates, non-affiliated third party or unrelated company except (a) for the administration, maintenance, or servicing of your personal account, or (b) in the event of a sale, merger, transfer, or exchange of all or a portion of our assets or equity interests, in which customer information is included or related to the assets transferred.

We do not disclose any of your information to be used on mailing lists, telemarketing for promotional offers, or targeted advertising.

Former Customers

If your account becomes paid, inactive or is closed for any reason, we will continue to treat and safeguard your information.

Conclusion

We will attempt to keep your customer files complete, up to date and accurate. We will tell our customers how and where to conveniently access their account information (except when prohibited to do so by law) and how to notify us about errors, which we will promptly correct. For purposes of credit reporting, verification and risk management, we will exchange information about our customers with reputable reference sources and clearing-house services only.

Questions?

Should you have any questions about this Notice feel free to contact us at (888) 891-8807, or mail us at P.O. Box 11914 Santa Ana, CA 92711.