Privacy Policy

Your information and privacy are very important to us. If you are not a California Resident Click Here.

California Consumer Protection Privacy Policy

If you are a California resident the following applies to you:

Under California law, Veros is obligated to inform you about the types of personal information collected. You have certain rights with respect to your privacy.  In addition to the types of information stated above, Veros collects the following categories of personal information:

Category Examples Collected
Identifiers A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers Yes
Personal information categories listed in the California Customer Records statute (C.C.C. § 1798.80)

A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

Some personal information included in this category may overlap with other categories.

Yes
Protected classification characteristics Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information). Yes
Commercial information Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. Yes
Biometric information Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data. No
Geolocation data Physical location or movements. Yes
Sensory data Audio, electronic, visual, thermal, olfactory, or similar information. Yes
Internet or other similar network activity Browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. No
Professional or employment related information Physical location or movements. Yes
Non-public education information Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records. No
Inferences drawn from other personal information Current or past job history or performance evaluations. No

We collected this information to evaluate your request for credit and to perform services involving the credit transaction you entered into for the purchase of your vehicle.

As a California resident you have the following other rights: You have the right to certain disclosures related to the categories and specific pieces of personal information we have collected.  You have the right to request the deletion of personal information, subject to some limitations. We do not sell your personal information, but if we did you have the right to “opt-out” of the sale of your personal information. We will not discriminate against your because you exercised any of these rights.  We will only use the information submitted in your verifiable request for the purpose of verification.

To exercise these rights or submit a verifiable request you do not need to create any type of account with us. In certain instances, we may not be required to provide requested information to you more than twice in a 12-month period.

You can submit a verifiable request to us you by either (1) calling us at the following toll-free number 888-217-6382, or (2) submitting an electronic request to CustomerPrivacy@veroscredit.com. We ask that you please include your first and last name, your address, phone number and your account number in this request. Should you submit a verifiable request, we will respond within 45 days of receipt.  If we need another 45 days to respond we will send you notice before the 45 days expires. Our response will be delivered to you by mail or electronically in a format that is portable and readily useable without hindrance. Any personal information collected from you in connection with your verifiable consumer request will solely be used for the purpose of complying with the request.

We do not disclose your personal information that is inconsistent with our privacy policy.  Therefore, we do not and will not sell your personal information to other business or third parties.

Your rights as stated under this privacy policy and the California Consumer Privacy Act may be impacted by: our obligations and duties imposed by federal, state, or local law, to comply with any civil, criminal, or regulatory inquiry, investigation, subpoena, or summons by federal, state, or local authorities, and to cooperate with law enforcement agencies concerning conduct or activity that the business, service provider, or third party reasonably and in good faith believes may violate federal, state, or local law.  Your rights may also be impacted by and shall not restrict our ability to exercise or defend any legal claim, to collect, use, retain, sell, or disclose consumer information that is deidentified or is aggregate consumer information, or to collect or sell a consumer’s personal information if every aspect of that commercial conduct takes place wholly outside of California.